AIFinova
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Global · POPIA & GDPR Compliant · Auditor-grade

Know what your
business is worth

Professional DCF valuation reports in minutes. Jurisdiction-calibrated for 25+ countries. Your data is never stored — deleted the moment you download.

No data retention
25+ jurisdictions
POPIA & GDPR compliant
Auditor methodology
AIFinova — sample report · South Africa
Indicated enterprise value
R 23.1M
Base case · 20% discount rate · 10-year DCF
Bear
R 14.2M
Base
R 23.1M
Bull
R 34.8M

GOP 35.9% TV/EV 68% Disc. 20%
How it works

Four steps to a boardroom-ready valuation

01

Select your jurisdiction

Choose from 25+ countries. Tax rates and risk-free rates auto-populate from OECD 2025 data.

Jurisdiction-calibrated
02

Enter your financials

Revenue, expenses, growth assumptions. Our audit checks flag inputs that could compromise the model.

Live audit checks
03

Review your valuation

Instant bear / base / bull cases, sensitivity matrices, 10-year projection table, and TV/EV health indicator.

3-scenario analysis
04

Download & data deleted

Your PDF downloads. Your session data is permanently deleted at that exact moment. No exceptions.

POPIA · GDPR
Why AIFinova

Built to auditor standards

Not a template. A full DCF engine with jurisdiction intelligence, live model health checks, and privacy-by-design.

Auditor-grade methodology

Gordon Growth Model, NOPAT-based FCF, OECD-sourced discount rates. The same methodology used by chartered accountants globally.

25+ country jurisdictions

Correct statutory corporate tax rates, 10yr government bond yields, and GDP growth benchmarks for every supported country. Updated annually from OECD data.

Live audit health checks

Seven automated checks flag common modelling errors — terminal growth exceeding GDP, TV/EV over 80%, margin compression — before you download.

Sensitivity analysis

Two-way sensitivity tables across discount rate, terminal growth, revenue and expense growth. See exactly how sensitive your valuation is to each assumption.

Privacy-by-design

Zero persistent storage of financial inputs. Session data lives in encrypted memory only, with a 60-minute TTL and immediate deletion on download.

Professional PDF report

Branded report with executive summary, methodology, assumption schedule, 10-year projection table, sensitivity analysis, and auditor's disclaimer.

POPIA & GDPR compliance

Your data belongs
to you, alone

We built AIFinova so that your sensitive financial information never sits on a server any longer than absolutely necessary.

🔒

No persistent storage

Financial inputs are never written to a permanent database. They exist only in an encrypted ephemeral session.

Deleted on download

The moment you click "Download PDF", your session data is permanently deleted before the file even finishes downloading.

📋

Audit log has no PII

We log only event types and hashed session IDs — never financial figures or personal information.

Consent-gated form

You must explicitly consent before entering data. You can withdraw and request deletion confirmation at any time.

Data lifecycle — what actually happens
1

Consent collected

You tick the consent checkbox. A legal record (timestamp + hashed IP only) is logged.

2

Session created

A random session ID is generated. Inputs stored under this key with a 60-minute TTL in encrypted memory.

3

DCF computed

The valuation engine runs entirely in memory. No inputs are written to disk at any stage.

4

PDF generated & streamed

Report is generated on-the-fly and streamed directly to your browser. No file saved server-side.

Session data permanently deleted · Redis DEL executed · Confirmed to user
Live valuation tool

Valuate your business now

Enter your numbers below. All calculation happens in your browser — nothing sent to any server until you choose to generate a full PDF report.

AIFinova DCF Valuation Engine · v2.1 · Global Edition
Session: ephemeral only · Not transmitted
Jurisdiction
Jurisdiction
Corporate tax rate (OECD 2025)
10yr bond yield (risk-free)
Currency
Revenue & expenses (base year)
R
R
R
R
R
Growth & discount rate
%
%
%
%
%
%
%
Must be < discount rate · ≤ GDP growth
%
Enterprise value
Discount rate
TV % of EV
GOP margin
Indicated enterprise value
Run calculation
Terminal value as % of EV
Target: 40–70%
Bear
Base
Bull
FCF chart
Line item
Run calculation first
Your session data has been permanently deleted. No financial information is retained.
Discount rate vs terminal growth
Run calculation first
Revenue growth vs expense growth

Run the calculation first.

Pricing

Transparent, pay-per-report pricing

No subscriptions required. Pay only when you download a report. Professional quality at a fraction of traditional valuation costs.

Self-serve
$199 / report
Ideal for business owners, entrepreneurs, and startups needing a quick indicative value.
  • Full 10-year DCF model
  • Bear / base / bull scenarios
  • Sensitivity analysis
  • 25+ country jurisdictions
  • Branded PDF report
  • POPIA & GDPR compliant
Enterprise
$499+ / report
For M&A transactions, investment banks, and law firms requiring transaction-grade output.
  • Everything in Professional
  • Custom discount rate build-up
  • WACC / CAPM reconciliation
  • Comparable transaction multiples
  • Chartered accountant review
  • Signed cover letter